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Export Finance & Trade Blog
Practical guides on export factoring, LC discounting, export payments and working capital — written for Indian exporters and global trade teams.
Showing 1–20 of 60 posts
Import & Export
West Bengal Trade Licence: How to Apply (2026)
West Bengal calls its trade licence the Certificate of Enlistment (CE). New applications go online via the e-District portal, renewals via Silpasathi — here is the KMC and municipal route with documents, fees, timeline and renewal.
08-10-2026 · 8 min read
Import & Export
RoDTEP & RoSCTL Extended Till 31 Dec 2026: What Exporters Should Do
RoDTEP runs till 31 December 2026 at unchanged rates and caps; RoSCTL for apparel runs 1 Oct–31 Dec 2026; RELIEF Component-II ECGC cover for West Asia is extended too. Here is who is covered and what to finish before the deadline.
08-10-2026 · 6 min read
Trade Finance
Export Invoice Discounting India: Process, Cost, Eligibility 2026
Ship now, get paid in 60–90 days — unless you discount the invoice. Export invoice discounting advances 80–95% of the bill value within days. Here is the process, cost, LC vs clean routes and eligibility.
06-10-2026 · 8 min read
Trade Policy
EDPMS Closure: Rs 10 Lakh Relief Guide | Trad
Money received but EDPMS entry still open? Import paid but IDPMS unmatched? Sort every old entry into 4 buckets, then use RBI's Rs 10 lakh per-entry declaration relief — including quarterly bulk filing — to clear the small ones without a full evidence file.
04-10-2026 · 10 min read
Trade Policy
Service Export EDF Filing: 30-Day Rule | Trad
From 1 October 2026, IT, consulting and other service exporters must file an EDF within 30 days from month-end of invoice — one monthly EDF with an invoice-level schedule. Software cannot use the pay-on-receipt shortcut, and there is no small-invoice EDF exemption.
04-10-2026 · 8 min read
Trade Policy
FEMA 2026: 9 vs 12 Months? 15/18-Month Myth Explained
No, the FEMA 2026 export deadline is not 15 or 18 months. The January 2026 text said 15/18, but the 22 September 2026 amendment cut it to 9 months — 12 where the export is invoiced and/or settled in INR — before the rules took effect on 1 October 2026.
04-10-2026 · 9 min read
Trade Finance
Need to Hedge a USD Payment? A 20-Minute Setup (2026)
A USD payable is a bet that the rupee holds until your payment date. Three questions decide whether to hedge it, and the booking itself takes twenty minutes.
03-10-2026 · 10 min read
Import & Export
Supplier Wants Payment Before Shipment? 5 Shields (2026)
Every advance is a donation until the goods arrive. Five structures that let you pay before shipment without praying after it — ordered by cost.
03-10-2026 · 10 min read
Trade Finance
Have an LC But Need Working Capital? 3 Routes (2026)
An LC is a payment promise, not cash — but it unlocks cash at three points: before shipment, at presentation, and across the usance. Spend it in order.
03-10-2026 · 11 min read
Trade Finance
USD Receivables, INR Expenses? Fix the Mismatch (2026)
Dollars in, rupees out, and the two never arrive in the same week. You have a timing gap and a currency gap — fix them in that order, and only pay to hedge what is left.
03-10-2026 · 11 min read
Trade Finance
Buyer Stopped Paying? Your Recovery Playbook (2026)
A stopped buyer is two problems: the money, and the paperwork that decides whether anyone helps you get it. Triage in week one, protect the insurance deadlines, then climb the recovery ladder.
03-10-2026 · 12 min read
Trade Finance
Import Without Paying Upfront: 4 Ways to Fund It (2026)
Your supplier wants paying, your cash is deployed elsewhere. Four structures move the funding off your balance sheet — and the cheapest one depends on who you are buying from, not what you are buying.
03-10-2026 · 11 min read
Trade Finance
Buyer Wants 90-Day Credit? How to Say Yes Safely (2026)
Ninety days is a loan you make to your customer's balance sheet. Say yes — but price the loan, insure it, limit it and fund it before the proforma invoice goes out.
03-10-2026 · 11 min read
Import & Export
How to Check Buyer Creditworthiness Before Exporting (2026)
A credit score tells you if a buyer has paid late before. It does not tell you if the company exists. Five diligence layers, in order, that together separate a real buyer from a well-built fake one.
03-10-2026 · 12 min read
Trade Finance
Open Account vs Advance Payment vs LC: How to Choose (2026)
Which payment terms should you offer an overseas buyer? A risk, cost and cash-flow comparison of advance payment, letter of credit and open account — with the 2026 Indian rule that changes the arithmetic.
03-10-2026 · 10 min read
Trade Finance
Buyer Pays in 60 Days But You Need Cash Now? (2026 Guide)
Goods shipped, buyer paying in 60 days, payroll due Friday: post-shipment finance turns the shipped bill into this-week cash. Which bridge fits your documents, what it costs, and what happens if the buyer stalls.
24-09-2026 · 11 min read
Trade Finance
Have an Export Order But No Cash to Manufacture? (2026)
A confirmed export order is bankable paper: it unlocks packing credit for raw materials, manufacturing and packing before shipment. What to prepare, how banks evaluate the order, and realistic timelines.
24-09-2026 · 11 min read
Import & Export
FCA Incoterm for Indian Exporters (2026): 7 Rules That Matter
FCA is EXW fixed for real exports: the buyer still controls main freight, but you load the truck and clear Indian exports — the two jobs a foreign buyer cannot do from abroad.
21-09-2026 · 11 min read
Import & Export
EXW Ex Works Explained (2026): 7 Costs Indian Exporters Avoid
EXW hands everything to the buyer at your factory gate — pickup, export clearance, freight, insurance, duties. Least work for you, hardest term for a foreign buyer to execute from India.
21-09-2026 · 12 min read
Import & Export
Incoterms Explained (2026): Guide for Exporters & Importers
Incoterms are the ICC's 11 standard trade terms that decide who arranges transport, who pays freight and duties, and when risk transfers — not who owns the goods or when you get paid.
17-09-2026 · 18 min read