Resources
Export Finance & Trade Blog
Practical guides on export factoring, LC discounting, export payments and working capital — written for Indian exporters and global trade teams.
Trade Finance
Export Factoring Explained: How It Works, Costs, and How to Qualify
Sell your export invoices to a financier at a small discount and get cash today instead of waiting out 60–90 day buyer terms. Here is the full mechanics, cost breakdown, and how to qualify.
13-08-2026 · 8 min read
Trade Finance
LC Discounting Explained: Process, Rates, and How It Works in India
LC discounting advances cash against an irrevocable letter of credit before maturity — the go-to financing option when factoring coverage is thin. Here is the process, indicative rates, and a worked example.
07-08-2026 · 7 min read
Trade Finance
Export Finance Comparison: Factoring vs LC Discounting vs Forfaiting vs Bill Discounting
Factoring, LC discounting, forfaiting and bill discounting all unlock cash against your exports — but they suit very different situations. Here is a side-by-side breakdown and how to choose.
31-07-2026 · 9 min read
Trade Finance
Export Financing Options in India: Pre-Shipment vs Post-Shipment Finance
From packing credit before you ship to factoring, LC discounting and forfaiting after — here is the full map of export financing options in India and how to choose.
24-07-2026 · 9 min read
Trade Finance
Export Packing Credit Explained: Pre-Shipment Working Capital for Indian Exporters
Packing credit is pre-shipment working capital that funds raw materials and production for a confirmed export order — repaid from export proceeds. Here is how it works and how to apply.
17-07-2026 · 7 min read
Trade Finance
How to Check If Your Buyer’s Country Qualifies for Trade Financing
Whether you can factor or discount an LC depends mostly on where your buyer is. Here is how the 194-country financing check works and how to run it in seconds.
10-07-2026 · 6 min read
MSME & Government Schemes
PMEGP Loan Apply Online: Scheme Details, Subsidy & Eligibility (2026)
The Prime Minister’s Employment Generation Programme funds new micro-enterprises with subsidy of up to 35%. Here is the PMEGP scheme explained — eligibility, loan limits, subsidy rates, documents, and how to apply online on the PMEGP portal.
16-08-2026 · 9 min read
MSME & Government Schemes
CGTMSE Scheme: Full Form, Guarantee Fee & Collateral-Free Loan Up to ₹10 Crore (2026)
The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is how Indian banks lend to MSMEs without asking for collateral. Here is what the CGTMSE scheme covers, the guarantee fee you pay, and how to get a collateral-free loan of up to ₹10 crore.
16-08-2026 · 9 min read
MSME & Government Schemes
MUDRA Loan Apply Online: PM Mudra Yojana, Interest Rate & Eligibility (2026)
The Pradhan Mantri MUDRA Yojana (PMMY) funds micro-enterprises with collateral-free loans of up to ₹20 lakh. Here is how to apply for a MUDRA loan online — the Shishu, Kishor, Tarun and Tarun Plus categories, interest rates and required documents.
17-08-2026 · 9 min read
MSME & Government Schemes
MSME Loan: What Is It, Eligibility, Interest Rate & How to Apply Online (2026)
MSME loans fund working capital, machinery and expansion for micro, small and medium enterprises. Here is the updated MSME definition, Udyam registration, eligibility, interest rates and how to apply online — plus the schemes that make MSME credit collateral-free.
17-08-2026 · 10 min read
Trade Finance
ECGC Policy for Exporters: Coverage, Cost, Premium & Login (2026)
ECGC — the Export Credit Guarantee Corporation of India — protects exporters against buyers who do not pay and against political risk. Here is what ECGC policies cover, the coverage percentages, how premiums are set, and how to log in on the ecgc.in portal.
17-08-2026 · 9 min read
Trade Finance
Trade Finance Documents: The Complete Checklist Banks Check (2026)
In trade finance, the documents are the deal — banks pay against paper, not promises. Here is the complete trade finance documents checklist: commercial invoice, bill of lading, packing list, certificate of origin, LC, bill of exchange and more, plus the discrepancies that delay payment.
17-08-2026 · 8 min read
Trade Finance
Invoice Discounting Explained: Import, Export & TReDS for MSMEs (2026)
Invoice discounting converts unpaid invoices into cash at a small discount — for exporters against foreign receivables, for importers through supply chain finance, and for MSMEs on RBI’s TReDS platforms. Here is how it works, what it costs, and when to use it.
17-08-2026 · 9 min read
Trade Finance
LC Payment Terms: Sight vs Usance LC & 60/90/120 Day Tenors (2026)
A letter of credit’s payment terms decide when you actually get paid. Here is the difference between sight and usance LCs, what 60/90/120 day tenors mean for importer and exporter, and how LC discounting brings a usance payment forward into days.
17-08-2026 · 8 min read
Trade Finance
What Is a Trade Finance Platform? How Trad Powers Global Trade (2026)
Trade finance platforms put global trade on one digital layer — multi-currency accounts, cross-border payments, FX and financing. Here is what they do, how they help exporters and importers, and how trad’s platform puts it all together.
17-08-2026 · 8 min read
Trade Finance
What Is Trade Finance? International Trade Finance Explained (2026)
Trade finance is the credit and payment machinery that lets goods cross borders when buyers and sellers have never met. Here is what it is, the gap it fills, the products involved, and how it works for Indian importers and exporters.
18-08-2026 · 9 min read
Trade Finance
Trade Finance Products: The Full Menu for Importers and Exporters (2026)
From letters of credit and bank guarantees to factoring, invoice discounting, forfaiting and packing credit — here is the full trade finance product menu for importers and exporters, and how to choose the right one.
18-08-2026 · 10 min read
Trade Policy
US-India Trade Deal: Framework, Tariffs & What It Means for Exporters (2026)
In February 2026 the US and India announced a framework for an interim trade deal: US tariffs on Indian goods fall to 18%, and India cuts tariffs on US industrial and agricultural goods. Here is what was agreed, where the deal stands now, and what Indian exporters should watch.
18-08-2026 · 8 min read
Trade Finance
Emerging Markets Trade Finance: Risk, Financing & Opportunities (2026)
Emerging markets hold the fastest-growing demand for Indian exports, but they also carry the highest payment risk. Here is how trade finance adapts to emerging markets — LC-based structures, confirming banks, factoring bands and country risk — and how to check a market before you sell into it.
18-08-2026 · 8 min read
Import & Export
Trade License in India: What It Is, Who Needs It & How to Apply (2026)
A trade license is the local government permission to run a business in an area — and a separate importer-exporter code (IEC) covers cross-border trade. Here is who needs a trade license in India, how to apply online, and how it differs from the IEC for imports and exports.
18-08-2026 · 8 min read
Import & Export
How to Start an Import Export Business in India (2026 Step-by-Step Guide)
Starting an import export business in India needs surprisingly few registrations — a business entity, PAN, GST, current account, the IEC from DGFT, an AD Code and ICEGATE. Here is the full step-by-step sequence with current fees, timelines and compliance.
18-08-2026 · 12 min read